About Us

Risk Underwriting

The key focus of the Company's activities currently is group life assurance and group critical illness insurance contracts in the UK . In the recent past, the group has managed portfolios incorporating group spouses death-in-service and group income protection insurance contracts.

Group risks managed range from 10 life plans through to large corporate arrangements. For example, the Company has developed a particular niche in the Police and Fire Brigade markets where the majority of the Police Forces in the UK have group benefits schemes in placed with Insurers via RAM, generated in conjunction with specialist brokers.

RAM's senior underwriter, Peter Brunwin, and Director, Bryan Tomalin, have particular group risk knowledge and are recognized in the market as well respected underwriters. Bryan Tomalin has particular experience of the Police and Fire Brigade markets and is also recognized within the market as a specialist underwriter in these sectors.

Historically, senior underwriters have been underwriting for over 25 years during which time both UK and international portfolios have been developed. Internationally, multi-national pool business has been transacted in the UK and risks have also been underwritten from the UK for international companies based abroad in France, Gibraltar, Malta and Hong Kong .

The management team have also dealt directly with reinsurers in establishing treaties and underwriting terms for insurers.